Te Kete Ipurangi Navigation:

Te Kete Ipurangi
Communities
Schools

Te Kete Ipurangi user options:


New Zealand Curriculum Online navigation

Home

Financial capability resources for teachers

There are many ways schools can include financial capability as a context for delivering the National Curriculum. In this section, you will find links to a variety of resources to support financial capability teaching and learning.

Some learning areas such as social sciences, maths and English lend themselves particularly well to financial capability themed learning. Opportunities to explore links across learning areas should be explored. Financial capability also provides an authentic context for developing and exploring key competencies and values.

Planning

The downloadable word documents are unit plans are from the Education for Enterprise Project. Many of them demonstrate developing financial capability in an enterprise context. The units are mainly cross-curricular.

You will also find links to other New Zealand curriculum-based unit plans.

Junior primary (levels 1–2)

Word 2007 icon. A classroom pet - L1-5 Cross curricular (Word 2007, 23 KB)

The purpose of this activity is for students to learn about making good financial decisions from a range of choices, by collecting and analysing information that is important to the decision.

Word 2007 icon. Arthur's pet business L1-2 Cross curricular (Word 2007, 27 KB)

Based around the picture book Arthur’s Pet Business, the purpose of this activity is to highlight financial thinking and provide students with an understanding of  key financial messages.

Word 2007 icon. Let's go shopping - L1 Mathematics unit plan (Word 2007, 28 KB)

In this mathematics unit students are given the opportunity to practice a range of number strategies and to apply number knowledge to a simulated real life context.

Word 2007 icon. My very own piggybank - L1-2 Cross curricular (Word 2007, 30 KB)

A cross-curricular lesson plan where students explore the benefits of saving money and are encouraged to set a personal savings goal. 

Word 2007 icon. Party planning - L1 Cross curricular unit plan (Word 2007, 32 KB)

In this cross-curricular unit plan, students take a leading role in planning, budgeting, and fundraising for a class party.

Word 2007 icon. Pre-loved toys - L2 Cross curricular (Word 2007, 28 KB)

In this cross-curricular activity, students will recognise that individual preferences and the resources we have available to us determine the choices we make. Students will work with a classroom currency.

Word 2007 icon. Spending until you are broke - L1-2 Cross curricular (Word 2007, 30 KB)

After reading the picture book, Alexander, who used to be rich last Sunday, students discuss Alexander’s actions and consequences, and explore his financial personality in this lesson.

Word 2007 icon. The Best Dressed Bear L1-2 Cross curricular (Word 2007, 29 KB)

In this activity, students make a costume for their teddy bear using resources from a class shop. 

Word 2007 icon. The classroom shopping mall - L 2-3 Cross curricular (Word 2007, 26 KB)

In this activity, students earn an income (classroom currency) from the
 teacher over several days and keep a
 record of this using a cashbook. At the end of the week the class is turned into a shopping mall where students can make choices about spending and saving.

Word 2007 icon. The popcorn shop - L1-2 Cross curricular unit plan (Word 2007, 37 KB)

In this cross-curricular unit, students explore the costs of producing popcorn and consider the price they should sell their popcorn at to cover their costs and to make a profit.

Word 2007 icon. We all scream for Icecream - L1 Cross curricular unit plan (Word 2007, 36 KB)

In this science unit, students produce ice-cream that they can share. Students work within a budget and a timeline, plan and prepare the icecream, and present their product in an attractive and hygienic way. 

Middle primary (levels 3-4)

Word 2007 icon. A Taste of Town Planning - L3 Cross curricular unit plan (Word 2007, 145 KB)

In this social sciences unit, students use social inquiry to investigate the facilities their community currently offers to its residents and to identify possible community developments for the future.

Word 2007 icon. Arts expo! - L2+ English and the arts unit plan (Word 2007, 154 KB)

In this unit, students organise an arts expo auction and invite people in the community to attend. Students’ artwork is exhibited at the Arts expo auction and visitors are able to bid for pieces that they like.

Word 2007 icon. Boogie nights - L3 Cross curricular unit plan (Word 2007, 161 KB)

In this cross-curricular unit, students organise and hold a school disco to raise money for a designated purpose. 

Word 2007 icon. Changing rooms - L2 Mathematics unit plan (Word 2007, 138 KB)

In this mathematics unit, students are given the challenge of re-designing their bedrooms, within a set budget. 

Word 2007 icon. Classroom caterers - L3-4 Mathematics unit plan (Word 2007, 129 KB)

In this mathematics unit, students plan, prepare, and serve a three-course lunch for a group of visitors to their classroom. 

Word 2007 icon. Extra, extra read all about it! - L3-4 English unit plan (Word 2007, 140 KB)

In this English unit, students produce a school newspaper that describes recent school events and achievements. Revenue for the production is earned through students sourcing local advertising. 

Word 2007 icon. Filling up the supermarket trolley L3-4 Cross curricular (Word 2007, 588 KB)

In this cross-curricular activity, students use the Internet to find out the cost of grocery items as they select a week’s worth of supermarket items for their household, within a budget.

Word 2007 icon. Going global - L3 Cross curricular unit plan (Word 2007, 156 KB)

In this cross-curricular unit, students set up an Asian holiday destination in their classroom/school hall and invite others to visit. During the unit, students use coins and notes for transactions and calculate correct change, create a simple budget, and describe ways of keeping money safe.

Word 2007 icon. Hi de hi, campers! - L3+ Cross curricular unit plan (Word 2007, 103 KB)

In this unit, students take a leading role in planning, budgeting, and fund-raising for a school camp for their class or syndicate. 

Word 2007 icon. Making money - Technology and mathematics unit (Word 2007, 133 KB)

In this mathematics and techology unit, students invest savings they earn in the classroom (see The Classroom Shopping Mall – lesson plan) and run a small business selling their goods.

Word 2007 icon. Marae caterers - L-4 Social sciences and mathematics unit plan (Word 2007, 135 KB)

In this social sciences and mathematics unit, students plan, prepare, and serve lunch for a group of visitors to the marae, within a set budget. 

Word 2007 icon. Market fair - L3 Cross curricular unit (Word 2007, 157 KB)

In this cross-curricular unit, students set up and run their own market fair for caregivers and selected students in their school. Through this practical learning experience, students contribute to their economic community, either as producers or consumers. 

Word 2007 icon. Sweet treats - L3 Technology unit plan (Word 2007, 128 KB)

This technology unit is split into three stages. The first stage involves students researching, planning, and designing their products. During the second stage, students make, package, and market their sweet treat. In the third stage, students evaluate their achievements.

Word 2007 icon. Working at the car wash - L3-4 Cross curricular lesson (Word 2007, 138 KB)

In this cross-curricular activity, students plan and organise a car wash at school to raise money for a specific purpose.

Market day choices (Taking Part in Economic Communities, p. 16, PDF 2.4MB)
This social sciences inquiry centres on a school market day. Through different activities, students explore the question “What should influence our financial and economic choices?” They consider the financial literacy concepts of income, spending, budgeting, and setting financial goals.  

Planning to share choices (Taking Part in Economic Communities , p. 20, PDF 2.4MB)
In this social sciences unit, students explore the impact of financial and economic decisions and relate these to cultural values.

Upper primary (levels 4–5)

Word 2007 icon. Being financially responsible - L4-5 Cross curricular lesson (Word 2007, 144 KB)

The purpose of this activity is to explore the idea of what it means to be financially responsible. Students record their thinking for analysis and reflection, when making purchases.

Word 2007 icon. Car shopping - L4 Mathematics unit plan (Word 2007, 128 KB)

In this mathematics unit, students work through a process of purchasing a car within a set budget. They research different types of cars and their prices, investigate various insurance options, registration prices, and costs for used-car safety tests. Students look at all options and establish a personal criteria to make their purchase decision.

Word 2007 icon. Food for sale - L4 Integrated unit plan (Word 2007, 162 KB)

Following an initial investigation, students set up a business to make and sell healthy lunches with the aim of making a profit. Students are allocated a loan from the "classroom bank" to fund the production of their lunch products. This loan needs to be re-paid once the healthy lunches have been sold.

Word 2007 icon. Helping hands - L4 Technology unit plan (Word 2007, 134 KB)

In this cross-curricular unit, students are challenged to identify a local community organisation, with the intention of carrying out an enterprise project that will bring benefits to the people using that facility. Examples of possible projects include recycling toys and games for the local Plunket rooms, purchasing new team uniforms for the athletics club, or buying a bench seat for the local playground.

Word 2007 icon. Lights Camera Action - L4 Cross curricular unit plan (Word 2007, 178 KB)

In this cross-curricular unit, students plan and produce a small promotional video about their school for the BoT. Working in cooperative groups, students determine their client’s brief, design, film, and edit a video segment about a particular aspect of their school. Each group is assigned a budget that they can use to cover the costs of production.

Word 2007 icon. Volunteers are enterprising people L4-5 Cross-curricular unit plan (Word 2007, 125 KB)

In this social inquiry, students identify a local volunteer and investigate their work. Within a set budget, students plan and organise a lunch for local volunteers and present the volunteers with thank-you certificates, cards, and a gift bag.

Word 2007 icon. What is money_ L4+ Cross curricular lesson plan (Word 2007, 131 KB)

In this 24-hour team challenge, students investigate and present their findings about why we need money and how we use money. They make connections with income, spending, savings, and investment.

Tax education and citizenship
This level 4–5 social studies resource focuses on young people's participation in, and contribution to society through the taxes they pay now and in the future. It supports students to understand what tax is, what it is used for, and how all citizens are involved.

Māori business choices (Taking Part in Economic Communities , p. 26, PDF 2.4MB)
In this social inquiry, students explore Māori businesses and the cultural identities, values, and perspectives that underpin them. The focus question is “How should we provide wealth for current and future generations?” Students consider the financial literacy concepts of income, savings, and financial goals in relation to the question.

Junior secondary school

Word 2007 icon. A subdivision - Year 10 Mathematics (Word 2007, 100 KB)

In this mathematics activity, students explore subdividing a section of the school land to generate a profit.

Word 2007 icon. Class newspapers unit - Year 9 Cross curricular (Word 2007, 127 KB)

Students work in groups to produce a self-funding newspaper in this cross-curricular unit.

Word 2007 icon. Decision making - Year 9 Economics (Word 2007, 94 KB)

In this unit, students design an economic decision making model and apply it to past and future purchases.

Word 2007 icon. Designer food - Year 9 Technology (Word 2007, 121 KB)

In this technology-based unit plan, students design a food product and explore expenses and potential income in order to generate a profit.

Word 2007 icon. Let's Do Something About This Place - Year 9 Social Studies (Word 2007, 123 KB)

In this social sciences unit, students identify a local area in the community that is need of redevelopment because of social and environment issues.

Word 2007 icon. Redecorating - Year 10 Mathematics (Word 2007, 105 KB)

In this mathematics unit, students create and work within a budget, while they make decisions about redecorating a room.

Word 2007 icon. Town identity - Year 9-10 Social Studies (Word 2007, 119 KB)

Students work within a set budget and design brief to create a product for a client. They research and design a welcome sign for an entranceway into town.

Word 2007 icon. Waste in NZ - Year 10 Social Studies (Word 2007, 112 KB)

Using a social inquiry focus, students research an issue in the school environment and identify a social action to address the issue. This includes working within a set budget.

Word 2007 icon. What Will Be an Ideal Food - Year 9-11 Mathematics (Word 2007, 127 KB)

The purpose of this mathematics-based unit is that students research costs and career opportunities. Students research costs and develop and market an ideal food for the future.

Senior secondary school (Levels 6–8)

Word 2007 icon. Clubs - Year 11 Accounting unit plan (Word 2007, 91 KB)

In this accounting unit, students develop a financial management plan with a community group.

Word 2007 icon. Electronic signs - Year 11 Science unit plan (Word 2007, 116 KB)

The purpose for this unit is to link student learning to an outside client in a context related to solving design problems and achieving level 3 NCEA Graphics credits. The students use technology-graphics in a real life situation, with client feedback evaluating the students’ ongoing solutions.

Word 2007 icon. Flatting, the experience - Year 12 Economics and technology unit plan (Word 2007, 114 KB)

In this unit, students investigate the skills needed for flatting and examine topics such as the choice of flatmates and financial commitments.

Word 2007 icon. Growing your business - Year 12 Horticulture, Business studies, Accounting unit plan (Word 2007, 110 KB)

Students form a small business group, based on providing a sustainable future and making a profit through a horticultural enterprise of their choosing. This cross-curricular unit includes horticulture, business studies, and accounting.

Word 2007 icon. International trade - Year 12 Economics, Business studies, Accounting unit plan (Word 2007, 115 KB)

In this unit, students investigate issues relating to international trade, including tariffs and taxes.

Word 2007 icon. Media and Environmental Projects - Year 13 Graphics unit plan (Word 2007, 72 KB)

The purpose for this unit is to link student learning to an outside client in a context related to solving design problems and achieving level 3 NCEA Graphics credits. The students use technology-graphics in a real life situation, with client feedback evaluating their ongoing solutions.

Word 2007 icon. Philanthropy - Year 12 Social Studies, Accounting unit plan (Word 2007, 110 KB)

In this unit, students research ways to support the community, fundraise, or work within a set budget, through the contexts of global responsibilities, human rights, and philanthropic organisations.

Senior secondary teaching and learning guides:

•  Accounting

•  Business studies

•  Economics

•  Māori business

Social Sciences Online:

•  Economics

•  Business studies

Assessment

NZQA: Personal Financial Management Unit Standards

Unit standards in personal financial management are available for levels 1, 2 and 3 of the National Qualifications Framework.

NZQA has standards in relevant areas:

•  Personal financial management

•  Business studies

•  Economics

•  Social studies

•  Education for sustainability

Updated on: 30 Jun 2015


Footer: