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Financial capability progressions

The financial capability progressions set out suggested curriculum based learning outcomes across a range of learning areas.

The learning outcomes in the progressions are aligned to The New Zealand Curriculum levels 1-8. 

All learning should make use of the natural connections that exist between learning areas and that link learning areas to the values and key competencies.

The New Zealand Curriculum, Ministry of Education 2007, p. 16

Word 2007 icon. Financial Capability Progressions (Word 2007, 52 KB)

The financial capability progressions contain suggested curriculum based learning outcomes across a range of learning areas. For senior secondary teachers, the listed achievement objectives, achievement standards, and unit standards may provide, or be adapted to include, contexts or aspects for financial capability teaching.

Word 2007 icon. Development of the Financial Capability Progressions (Word 2007, 77 KB)

This document explains the rationale behind the design of the new materials and evidence that informed the new progressions.

This diagram shows how curriculum levels typically relate to years at school. Many students do not, however, fit this pattern so learning objectives at students’ level of understanding can be selected rather than only using those from the students’ year level. 

How curriculum levels relate to years at school.

Setting goals and planning ahead

Theme: Setting financial goals and planning ahead

Level 1

Identify a short-term money goal and discuss how to attain it.

Level 2

Set a financial goal as part of planning a project or activity and identify the steps needed to attain it.

Level 3

Create a plan for short term and long term saving based on individual/whānau/group goals.

Level 4

Investigate how financial planning can help to attain life goals, for example, saving for tertiary study.

Discuss different sources of financial advice.

Level 5

Describe career choices and the financial goal setting required to attain different options.

Compare and contrast different sources of financial advice.

Level 6

Set an individual/whānau/group financial goal and plan its implementation.

Describe and compare different sources of financial advice in relation to wealth creation.

Level 7

Set an individual/whānau/group financial goal and plan its implementation.

Demonstrate understandings about wealth creation.

Level 8

Develop a plan to achieve long-term financial goal/s.

Demonstrate understandings about wealth creation through personal financial planning.

Updated on: 28 Feb 2017


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